Her er alt, du skal vide, om en aktiekonto


Hvis du er nybegynder til aktier og ønsker at investere i dem, kan du komme i gang ved at  oprette en aktiekonto. Her får du mulighed for at investere i forskellige aktier på adskillige børser over hele verden, og du har let adgang til de værktøjer, som du har brug for til at holde styr på de investeringer, du allerede har foretaget dig. Aktiesparekontoen har ikke en lige så høj beskatning som en almindelig aktieinvestering, så hvis du ønsker at betale mindre i skat af dine aktier, kan du med fordel oprette en aktiekonto

Hvad er en aktiekonto? 

En aktiesparekonto giver dig mulighed for at investere i aktier samt en hel del aktiefonde. Du kan i 2022 indsætte op til 103.500 kroner i aktier eller aktiebaserede fonde til en væsentlig lavere beskatning end ellers. Beløbet bliver dog reguleret hvert kalenderår. Du behøver ikke at skulle investere alle de penge, du indsætter på din konto, og du kan nemt og hurtigt sælge de aktier, du har stående på dit depot. 

Hvordan fungerer en aktiekonto?

En aktiesparekonto fungerer sådan, at der i praksis er en indlånskonto og et værdipapirdepot. Du kan med en aktiesparekonto investere i aktier, investeringsforeninger og ETF´er, og du kan til enhver tid indbetale og hæve fra din aktiekonto. Der bliver dog reserveret et beløb, hvis du har haft et positivt afkast til dækning af skat, som bliver trukket ved årets slutning, og dette beløb kan ikke hæves fra din konto. Aktiesparekontoen kan oprettes af personer, som er bosiddende i og fuldt skattepligtige til Danmark. Man kan kun have en enkelt konto, og denne kan kun have én ejer. 

Hvor meget skal man betale i skat af sit afkast? 

Fordelen ved at have en aktiekonto er, at man kun bliver beskattet med 17 procent op imod de 27 og 42 procent, som man normalt bliver beskattet med ved normal investering i aktier. Ved at have en aktiekonto, bliver det altså hele 10 procentpoint lavere. Skatten på dit afkast bliver beregnet automatisk, når året når sin afslutning, og så længe du har haft et positivt afkast, så bliver skatten automatisk trukket fra din konto. Derfor behøver du faktisk ikke at gøre mere vedrørende skat på din aktiekonto. Hvis du har haft et negativt afkast, står det automatisk til modregning i fremtidige afkast på din aktiekonto i det kommende indkomstår. Normalt bliver almindelige investeringer i børsnoterede aktier beskattet efter realisationsprincippet, mens afkastet på din aktiesparekonto beskattes efter lagerskatsprincippet. Det betyder, at dit afkast på årlig basis beskattes, uanset om du har realiseret det eller ej. 

38 tanker om “Her er alt, du skal vide, om en aktiekonto”

  1. I simply could not depart your site prior to suggesting that I extremely enjoyed the standard information a person supply on your visitors? Is going to be back ceaselessly in order to check out new posts

  2. I was very happy to discover this site. I want to to thank you for your time due to this wonderful read!! I definitely appreciated every bit of it and I have you book marked to see new stuff on your blog.

  3. hi!,I love your writing so much! proportion we keep up a correspondence more approximately your post on AOL? I need an expert in this area to solve my problem. May be that is you! Looking forward to peer you.

  4. Hi! I could have sworn I’ve been to this blog before but after browsing through a few of the posts I realized it’s new to me. Anyways, I’m definitely pleased I discovered it and I’ll be bookmarking it and checking back frequently!

  5. Can I just say what a relief to discover an individual who really knows what they’re talking about on the net. You certainly understand how to bring an issue to light and make it important. More people ought to read this and understand this side of the story. It’s surprising you’re not more popular since you definitely have the gift.

  6. It’s really a nice and helpful piece of information. I’m glad that you simply shared this helpful info with us. Please stay us informed like this. Thanks for sharing.

  7. Hi my family member! I want to say that this article is awesome, great written and come with almost all significant infos. I’d like to peer more posts like this .

  8. My spouse and I stumbled over here from a different web page and thought I may as well check things out. I like what I see so now i am following you. Look forward to looking at your web page again.

  9. Simply want to say your article is as astonishing. The clearness for your post is simply nice and i can assume you are a professional in this subject. Well together with your permission allow me to grab your RSS feed to stay up to date with coming near near post. Thank you one million and please keep up the rewarding work.

  10. First off I want to say superb blog! I had a quick question in which I’d like to ask if you don’t mind. I was curious to know how you center yourself and clear your thoughts before writing. I have had a difficult time clearing my mind in getting my thoughts out. I do enjoy writing but it just seems like the first 10 to 15 minutes are wasted just trying to figure out how to begin. Any ideas or tips? Kudos!

  11. Hello very nice website!! Guy .. Beautiful .. Amazing .. I will bookmark your web site and take the feeds also? I am glad to seek out numerous useful information here in the publish, we’d like develop more strategies in this regard, thank you for sharing. . . . . .

  12. Excellent website you have here but I was wanting to know if you knew of any community forums that cover the same topics talked about in this article? I’d really love to be a part of online community where I can get suggestions from other knowledgeable individuals that share the same interest. If you have any recommendations, please let me know. Bless you!

  13. It is appropriate time to make a few plans for the longer term and it is time to be happy. I have read this publish and if I may I want to recommend you few interesting things or suggestions. Perhaps you could write next articles relating to this article. I want to read more things approximately it!

  14. Hey there! I know this is kinda off topic but I was wondering if you knew where I could get a captcha plugin for my comment form? I’m using the same blog platform as yours and I’m having difficulty finding one? Thanks a lot!

  15. My coder is trying to persuade me to move to .net from PHP. I have always disliked the idea because of the expenses. But he’s tryiong none the less. I’ve been using Movable-type on a variety of websites for about a year and am nervous about switching to another platform. I have heard fantastic things about blogengine.net. Is there a way I can transfer all my wordpress content into it? Any kind of help would be really appreciated!

  16. Это лучшее онлайн-казино, где вы можете насладиться широким выбором игр и получить максимум удовольствия от игрового процесса.

Skriv et svar